WHAT IS KLARNA?

Klarna is a payment provider for the US and some European countries. It allows you to order different sizes, items, and only pay for what you love.

WHY CHOOSE KLARNA?

Try before you buy and get up to 30 days to pay for your order in the US.

US customers can spread the cost into 4 interest free installments. Each installment is charged every 2 weeks.

WHO CAN USE KLARNA?

Klarna is available on our web store for residents of the United States or its territories.

DOES KLARNA IMPACT MY CREDIT SCORE?

Klarna may run a soft credit search that does not affect a customers credit score and is only visible on your credit file by you and Klarna.

Neither Klarna nor Ravi-bysteph run credit searches that could impact your credit rating.

This includes at the point of application, if a payment is missed, or if the outstanding balance enters a debt collection stage.

IS THERE ANYTHING ELSE I SHOULD KNOW? 

Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 4 installments, pay in 30 days, payment terms.

A higher initial payment may be required for some consumers. CA residents: Loans made or arranged pursuant to a California Finance Lenders Law License. Order anything and pay in interest-free installments.

Late payment fees will apply. If you'd like more information on this then contact Klarna Support. 

*You must be 18 or over, have a residential address and a bank account.

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